INVENTORY FINANCING

We provide revolving credit lines facilities of $500,000 to $5,000,000 backed by assets. Inventory Financing allows businesses to use inventory as collateral for purchasing additional inventory or to help with seasonal fluctuations in cash flow and other situations. Stand-alone Inventory lines of credit are good for businesses that don’t meet the traditionally underwriting standards of larger Asset-Based Lenders and Banks. Many lenders are reluctant to lend against Inventory, preferring to focus on Accounts Receivable, we saw an opportunity to provide a value-added service to companies that traditional lenders ignore. We fund up to 70 percent of cost or 75 percent of Net Orderly Liquidation Value (NOLV). Retailers and wholesalers experience many benefits of inventory financing, including: 1. Improving liquidity, 2. Keeping shelves stocked, taking advantage of Volume Discounts 3. Obtaining financing when a bank says “No” and 4. Assistance during periods of lagging cash flow.

About the author

Millennium Capital is a multi strategy Private Equity, and Capital Advisory firm dedicated to helping businesses succeed with a full range of strategic finance services making both direct investments in operating companies as well as partnering with other private equity, venture capital firms, banks, and our strategic network of investors to provide long-term and short term financial solutions.